Georgetown Homes under $500,000

Welcome to Georgetown, Kentucky—a charming city that perfectly blends rich history with modern living. Nestled in Scott County, Georgetown is renowned for its picturesque landscapes, vibrant community, and a welcoming atmosphere that makes it an ideal place to call home. This quaint city boasts a strong sense of community, highlighted by its local events, parks, and family-friendly amenities, making it a great choice for families, young professionals, and retirees alike.

One of the most appealing aspects of Georgetown is its diverse real estate market, particularly for those seeking homes under $500,000. Here, you can find a variety of options that cater to different lifestyles and preferences. From cozy single-family homes to charming townhouses, Georgetown offers an array of properties that provide comfort without breaking the bank. Many of these homes feature spacious layouts, modern amenities, and beautiful yards, perfect for enjoying the scenic views and outdoor activities that Georgetown has to offer.

In addition to its attractive housing options, Georgetown is conveniently located just a short drive from Lexington, allowing residents easy access to big-city amenities while enjoying the tranquility of small-town living. With excellent schools, thriving local businesses, and a rich cultural heritage, Georgetown is more than just a place to live—it's a community where you can thrive.

Whether you're a first-time homebuyer or looking to settle down in a peaceful environment, Georgetown, KY, has something special waiting for you. Discover your dream home in this delightful city today!

Newest Georgetown Homes under $500,000

$299,000

3 Beds ⋅ 2 Baths ⋅ 26027264 MLS

Welcome to 137 White Owl Way! This charming four-year-old ranch offers easy one level living in a Georgetown setting. Step inside to discover a practical layout designed with three bedrooms and two full baths. Inside the spacious primary suite, you'll enjoy the ease of a walk-in shower and a generous walk-in closet. An attached two car garage provides ample space for your hobbies and recreation. Combining a convenient location and a great layout, this lovely home is a must-see!

137 White Owl Way, Georgetown

Listing courtesy of Melissa Manley of Trueblood Real Estate KY LLC.

$264,500

2 Beds ⋅ 2 Baths ⋅ 26026998 MLS

Find peace in one level living in Georgetown's Elkhorn Green. This adorable, updated ranch sits on a corner lot and offers a comfortable layout filled with natural light, including a bay window and skylight. The kitchen features granite countertops, a granite backsplash and soft-close cabinetry. Thoughtful updates add confidence, with the HVAC, roof and windows all updated within the last 3-5 years. Built-in shelving in the car garage provides useful storage. The patio and backyard feel like your own, private secret garden. With convenient access to Toyota and Georgetown College, this home offers an appealing combination of location, updates and single level living in Georgetown, Kentucky.

102 Timberwood Trce, Georgetown

Listing courtesy of Maggie Wells of Real Broker, LLC.

$325,000

3 Beds ⋅ 2 Baths ⋅ 26027023 MLS

Perfect house to start out or a perfect house to retire and enjoy life. All one level living with a basement and garage. The view from the backyard is a large green field of the farm behind this area. The house has hardwood flooring and tile in the 2 remodeled bathrooms. The kitchen remodel includes stainless steel appliances and granite counters that gives it today's conveniences. The fireplace in the living room brings warmth and is cozy for the winter nights. The lower level has a family room. The garage door with an opener recently replaced. There is a sump pump too. The location is convenient to downtown and the college. Make your appointment to view this house for yourself.

501 Pueblo Trl, Georgetown

Listing courtesy of The Prather Team - Michael Prather of Keller Williams Bluegrass Realty.

$484,900

4 Beds ⋅ 3 Baths ⋅ 26025919 MLS

FORMER MODEL HOME • STUNNING OUTDOOR LIVING • SOLAR PANELS • LUXURIOUS PRIMARY SUITE This is the one you've been waiting for! Welcome to this beautifully appointed former model home featuring the highly desirable Talbot floor plan, where thoughtful design, upgraded finishes, and exceptional entertaining spaces come together. From the moment you enter, you'll appreciate the open-concept design, spacious living areas, and impressive attention to detail throughout. The chef-inspired kitchen features variable-height cabinetry, under-cabinet lighting, Venetian Gold granite countertops, and stainless-steel appliances, creating a stylish and functional space for everyday living and entertaining. The dining room makes a statement with elegant coffered ceilings, while the family room invites you to relax beside a gas fireplace with built-in bookcases. But the real showstopper may be outside! The covered game-day patio features a spectacular outdoor gas stone fireplace and is wired for entertainment, creating an incredible space for watching the big game, hosting friends, or enjoying a quiet evening outdoors. Upstairs, escape to the spacious Primary Suite, complete with a luxurious soaker tub surrounded by beautiful tile and a large, fully tiled shower featuring a heavy-glass frameless door. The massive walk-in closet provides an abundance of storage and room for your entire wardrobe. Additional highlights include second-floor laundry with a built-in folding table, attractive laminate flooring on the first floor, and hardwood and carpet flooring upstairs. And for added efficiency, discreetly positioned solar panels help significantly reduce monthly electric costs. Former model-home quality, an exceptional outdoor entertaining space, a luxurious primary retreat, and energy-saving solar—all in one incredible home. Showings start 10/1/26.

113 Waterside Dr, Georgetown

Listing courtesy of Bret Hansen of Four Seasons Realty.

$359,900

3 Beds ⋅ 3 Baths ⋅ 26027061 MLS

Movie nights downstairs, dinner on the deck, and a backyard you'll want to enjoy! This 3-bedroom, 3-bath split-level home offers 2,364 finished square feet with room to spread out. A spacious eat-in kitchen makes gathering easy, while the primary bath features a relaxing jetted tub. The finished basement includes a large family room for entertaining and a flexible bonus room for an office or guest space. Outside, a double deck overlooks a beautiful fenced backyard with mature trees for added privacy and a storage shed for extra convenience. Less than 3 miles from Toyota Georgetown plant, with convenient access to shopping and dining, come see the possibilities!

210 Secretariat St, Georgetown

Listing courtesy of Angela D Lewis of CENTURY 21 Simpson & Associates.

$419,000

5 Beds ⋅ 4 Baths ⋅ 26027038 MLS

If space, separation, and flexibility are high on your wish list, this Rocky Creek Farm home deserves a look! Designed across five thoughtfully separated levels with minimal stairs between each, this home gives everyone room to spread out while still keeping the heart of the home connected. Step inside and you'll immediately notice the dramatic two-story family room, where soaring ceilings create an incredible sense of space and natural flow into the custom kitchen. The kitchen is made for gathering, complete with a large island, while the formal dining room adds a touch of elegance with crown molding and wainscoting. The layout is where this home really shines. The first-floor primary suite offers a private retreat, while a separate guest suite provides flexibility for visitors, older children, or extended family. As you move through the additional levels, you'll find bedrooms, living spaces, and a bonus loft that give a large family the freedom to have their own space without feeling disconnected from one another. Need a playroom, home office, media room, or teen hangout? The possibilities are endless. And then there's the unfinished basement—ready for whatever your family dreams up next. Outside, the fenced-in backyard creates a private space for kids and pets to play, while the deck gives you the perfect spot to relax or entertain. Add in hardwood flooring, tray ceilings, custom window placement, zoned HVAC, a two-car garage, and a level rear lot, and you've got a home that isn't just big—it's thoughtfully designed for the way families actually live. Located in the convenient Rocky Creek Farm subdivision, this five-bedroom, three-and-a-half-bath home gives you the rare combination of space, separation, flexibility, and connection. Come walk through it and see just how much room your next chapter could have!

158 Dunn Cir, Georgetown

Listing courtesy of Carrie Lepore of Coldwell Banker McMahan.

$314,900

3 Beds ⋅ 2 Baths ⋅ 26025450 MLS

This inviting Georgetown home is ready for its next chapter. It offers comfortable living spaces and plenty of opportunity for the next owner to add their own personal style. With so much potential to make it truly your own, this home is one you will want to see in person. Schedule your showing today and come discover everything it has to offer!

301 Aztec Trl, Georgetown

Listing courtesy of Brittany Adkins of Guide Realty, Inc..

$349,000

3 Beds ⋅ 2 Baths ⋅ 26026991 MLS

One-level living, generous room sizes, and an open-concept design come together at 118 Brittany Lane in Georgetown. Built in 2021, this 3-bedroom, 2-bath ranch offers a thoughtfully designed floor plan with spacious living areas and a covered rear patio overlooking a partially treed lot that backs to open farmland. The main living area brings the kitchen, dining space, and family room together for an easy flow whether entertaining or enjoying everyday life. The kitchen features a center island, stainless steel appliances, built-in pantry, and plenty of workspace, while a ventless gas fireplace anchors the adjoining living area. The primary suite is positioned to take advantage of views toward the rear of the property and includes a walk-in closet, double-bowl vanity, tiled shower, private water closet, and linen storage. Two additional bedrooms offer comfortable space and generous closets with a second full bath nearby. Additional features include a covered rear patio, partially treed backyard, insulated two-car garage, approximately 5-year-old roof and water heater, and an HVAC system replaced approximately 3 years ago. Conveniently located with quick access to Toyota Motor Manufacturing Kentucky and its surrounding suppliers, along with Georgetown shopping, dining, and interstate access, this home offers the space, setting, and location to welcome you home!

118 Brittany Ln, Georgetown

Listing courtesy of MELIA Realty Group - Melia Hord of MELIA Realty LLC.

$250,000

3 Beds ⋅ 2 Baths ⋅ 26026483 MLS

Home Sweet Home. Located minutes from schools, shopping, and the county park. Perfect home for a first-time buyer or someone downsizing. This lovely 3-bedroom, 2-bath home has an open and welcoming floor plan. There is also a 1-car garage with a widened driveway for additional off-street parking. Schedule your appointment today. Homes in this price range in Georgetown don't last long.

108 Minuteman Dr, Georgetown

Listing courtesy of Marcy Kelley of RE/MAX Creative Realty.

$399,900

3 Beds ⋅ 3 Baths ⋅ 26026434 MLS

Welcome home to this beautiful 3-bedroom, 3-bathroom property! Enjoy cozy evenings by the gas fireplace and prepare meals with ease in the gorgeous kitchen featuring a gas stove and modern finishes. The spacious patio and backyard offer the perfect setting for entertaining guests or giving kids and pets plenty of room to play. A striking staircase adds an elegant touch to the home's design, leading to the bedrooms and conveniently located laundry room. You'll also love the versatile bonus area, perfect for a playroom, entertainment space, home office, or whatever best fits your needs. With its inviting layout, stylish finishes, and functional spaces, this home truly has everything you've been looking for and more!

146 Dove Run Cir, Georgetown

Listing courtesy of Wendy Tuttle of KB Realty Group.

$298,000

3 Beds ⋅ 2 Baths ⋅ 26026412 MLS

Welcome to this beautiful 3 bedroom 2 bath home nestled in the highly desirable Derby Estates. This home features a new roof installed July 2026 and new kitchen appliances purchased September 2025. The flooring in the Kitchen, Living Room, and Bathrooms is less than 5 years old. Lighting has also been updated throughout the home and garage in the last 5 years. This home is a must see with motivated sellers! Call today this gem will not last long!

204 Secretariat St, Georgetown

Listing courtesy of Ellen Harris of Century 21 American Way Realty.

$457,000

4 Beds ⋅ 3 Baths ⋅ 26026197 MLS

There's Something About Home. And at 203 The Masters, it might just be the space to spread out, a kitchen made for gathering, and a covered back patio that invites you to stay awhile. Tucked on a cul-de-sac in Georgetown, this 4-bedroom, 2.5-bath home offers generous spaces and a floor plan designed for everyday living. The eat-in kitchen features a large breakfast nook, center island, granite countertops and pantry, and opens to the spacious family room with fireplace—keeping everyone connected whether you're cooking, entertaining or simply hanging out. The main level also offers additional flexible space ready to become whatever works for you—home office, dining room, playroom, sitting room, hobby space...you decide. Upstairs, the oversized primary suite is a standout, with room to create a true retreat and a private bath featuring a separate shower and soaking tub. Three additional generously sized bedrooms mean the good space isn't reserved just for the primary. Out back, the covered patio extends the living space outdoors and gives you a spot for morning coffee, dinner off the grill or a quiet evening at home. And then there's Canewood. Here, the neighborhood itself is part of the lifestyle, with a golf course winding through the community, a community pool and a clubhouse. Whether your perfect afternoon means getting in a round, heading to the pool or meeting friends at the clubhouse, there's plenty to enjoy without going far from home. Spacious home. Cul-de-sac setting. Golf, pool and clubhouse just beyond your front door. Maybe that's the something you've been looking for.

203 The Masters, Georgetown

Listing courtesy of Shelley Paterson of In House Real Estate.

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Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.