Georgetown Homes under $400,000

Welcome to Georgetown, a charming city nestled in the heart of Texas, where small-town warmth meets modern conveniences. Known for its vibrant community spirit, Georgetown boasts picturesque parks, a bustling downtown filled with unique shops and restaurants, and a rich historical heritage that is evident in its beautifully preserved architecture. The city is also famous for its stunning bluebonnet flowers, making it a picturesque destination in the spring.

For those seeking an affordable yet delightful place to call home, Georgetown offers a fantastic selection of homes under $400,000. This price range opens the door to a variety of options, from cozy single-family homes to inviting townhouses, each exuding character and charm. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, Georgetown’s real estate market caters to diverse needs and lifestyles.

Imagine settling into a lovely home where you can enjoy the scenic beauty of nearby Lake Georgetown or take leisurely strolls along the historic square, filled with local art and culture. With excellent schools, friendly neighborhoods, and a strong sense of community, Georgetown is not just a place to live; it’s a place to thrive.

Explore the opportunities that await you in Georgetown, where your dream of homeownership can become a reality without breaking the bank. With homes under $400,000, you’ll find the perfect balance of affordability and quality living in this delightful Texas gem. Come and discover why so many are choosing to make Georgetown their home!

Newest Georgetown Homes under $400,000

$299,000

3 Beds ⋅ 2 Baths ⋅ 26027264 MLS

Welcome to 137 White Owl Way! This charming four-year-old ranch offers easy one level living in a Georgetown setting. Step inside to discover a practical layout designed with three bedrooms and two full baths. Inside the spacious primary suite, you'll enjoy the ease of a walk-in shower and a generous walk-in closet. An attached two car garage provides ample space for your hobbies and recreation. Combining a convenient location and a great layout, this lovely home is a must-see!

137 White Owl Way, Georgetown

Listing courtesy of Melissa Manley of Trueblood Real Estate KY LLC.

$264,500

2 Beds ⋅ 2 Baths ⋅ 26026998 MLS

Find peace in one level living in Georgetown's Elkhorn Green. This adorable, updated ranch sits on a corner lot and offers a comfortable layout filled with natural light, including a bay window and skylight. The kitchen features granite countertops, a granite backsplash and soft-close cabinetry. Thoughtful updates add confidence, with the HVAC, roof and windows all updated within the last 3-5 years. Built-in shelving in the car garage provides useful storage. The patio and backyard feel like your own, private secret garden. With convenient access to Toyota and Georgetown College, this home offers an appealing combination of location, updates and single level living in Georgetown, Kentucky.

102 Timberwood Trce, Georgetown

Listing courtesy of Maggie Wells of Real Broker, LLC.

$325,000

3 Beds ⋅ 2 Baths ⋅ 26027023 MLS

Perfect house to start out or a perfect house to retire and enjoy life. All one level living with a basement and garage. The view from the backyard is a large green field of the farm behind this area. The house has hardwood flooring and tile in the 2 remodeled bathrooms. The kitchen remodel includes stainless steel appliances and granite counters that gives it today's conveniences. The fireplace in the living room brings warmth and is cozy for the winter nights. The lower level has a family room. The garage door with an opener recently replaced. There is a sump pump too. The location is convenient to downtown and the college. Make your appointment to view this house for yourself.

501 Pueblo Trl, Georgetown

Listing courtesy of The Prather Team - Michael Prather of Keller Williams Bluegrass Realty.

$359,900

3 Beds ⋅ 3 Baths ⋅ 26027061 MLS

Movie nights downstairs, dinner on the deck, and a backyard you'll want to enjoy! This 3-bedroom, 3-bath split-level home offers 2,364 finished square feet with room to spread out. A spacious eat-in kitchen makes gathering easy, while the primary bath features a relaxing jetted tub. The finished basement includes a large family room for entertaining and a flexible bonus room for an office or guest space. Outside, a double deck overlooks a beautiful fenced backyard with mature trees for added privacy and a storage shed for extra convenience. Less than 3 miles from Toyota Georgetown plant, with convenient access to shopping and dining, come see the possibilities!

210 Secretariat St, Georgetown

Listing courtesy of Angela D Lewis of CENTURY 21 Simpson & Associates.

$314,900

3 Beds ⋅ 2 Baths ⋅ 26025450 MLS

This inviting Georgetown home is ready for its next chapter. It offers comfortable living spaces and plenty of opportunity for the next owner to add their own personal style. With so much potential to make it truly your own, this home is one you will want to see in person. Schedule your showing today and come discover everything it has to offer!

301 Aztec Trl, Georgetown

Listing courtesy of Brittany Adkins of Guide Realty, Inc..

$349,000

3 Beds ⋅ 2 Baths ⋅ 26026991 MLS

One-level living, generous room sizes, and an open-concept design come together at 118 Brittany Lane in Georgetown. Built in 2021, this 3-bedroom, 2-bath ranch offers a thoughtfully designed floor plan with spacious living areas and a covered rear patio overlooking a partially treed lot that backs to open farmland. The main living area brings the kitchen, dining space, and family room together for an easy flow whether entertaining or enjoying everyday life. The kitchen features a center island, stainless steel appliances, built-in pantry, and plenty of workspace, while a ventless gas fireplace anchors the adjoining living area. The primary suite is positioned to take advantage of views toward the rear of the property and includes a walk-in closet, double-bowl vanity, tiled shower, private water closet, and linen storage. Two additional bedrooms offer comfortable space and generous closets with a second full bath nearby. Additional features include a covered rear patio, partially treed backyard, insulated two-car garage, approximately 5-year-old roof and water heater, and an HVAC system replaced approximately 3 years ago. Conveniently located with quick access to Toyota Motor Manufacturing Kentucky and its surrounding suppliers, along with Georgetown shopping, dining, and interstate access, this home offers the space, setting, and location to welcome you home!

118 Brittany Ln, Georgetown

Listing courtesy of MELIA Realty Group - Melia Hord of MELIA Realty LLC.

$250,000

3 Beds ⋅ 2 Baths ⋅ 26026483 MLS

Home Sweet Home. Located minutes from schools, shopping, and the county park. Perfect home for a first-time buyer or someone downsizing. This lovely 3-bedroom, 2-bath home has an open and welcoming floor plan. There is also a 1-car garage with a widened driveway for additional off-street parking. Schedule your appointment today. Homes in this price range in Georgetown don't last long.

108 Minuteman Dr, Georgetown

Listing courtesy of Marcy Kelley of RE/MAX Creative Realty.

$399,900

3 Beds ⋅ 3 Baths ⋅ 26026434 MLS

Welcome home to this beautiful 3-bedroom, 3-bathroom property! Enjoy cozy evenings by the gas fireplace and prepare meals with ease in the gorgeous kitchen featuring a gas stove and modern finishes. The spacious patio and backyard offer the perfect setting for entertaining guests or giving kids and pets plenty of room to play. A striking staircase adds an elegant touch to the home's design, leading to the bedrooms and conveniently located laundry room. You'll also love the versatile bonus area, perfect for a playroom, entertainment space, home office, or whatever best fits your needs. With its inviting layout, stylish finishes, and functional spaces, this home truly has everything you've been looking for and more!

146 Dove Run Cir, Georgetown

Listing courtesy of Wendy Tuttle of KB Realty Group.

$298,000

3 Beds ⋅ 2 Baths ⋅ 26026412 MLS

Welcome to this beautiful 3 bedroom 2 bath home nestled in the highly desirable Derby Estates. This home features a new roof installed July 2026 and new kitchen appliances purchased September 2025. The flooring in the Kitchen, Living Room, and Bathrooms is less than 5 years old. Lighting has also been updated throughout the home and garage in the last 5 years. This home is a must see with motivated sellers! Call today this gem will not last long!

204 Secretariat St, Georgetown

Listing courtesy of Ellen Harris of Century 21 American Way Realty.

$349,900

3 Beds ⋅ 3 Baths ⋅ 26025999 MLS

This charming 3-bedroom, 2.5-bath residence offers everything you need and more, ensuring a comfortable and convenient place to call home in Longview Estates. At 2007 Longview Drive, you'll discover a spacious kitchen and family room that can be easily customized to perfectly fit your lifestyle. The generously-sized primary bedroom is located on the first floor, with two additional bedrooms, bath, and storage room on the second floor. Additional storage space is available in the oversized, two-car garage and bonus area located above the garage. The fenced backyard is designed for peace and tranquility, making it the perfect area for relaxation, outdoor activities, and family playtime. Don't miss the chance to make this beautiful house your forever home.

2007 Longview Dr, Georgetown

Listing courtesy of Elizabeth Lyons of Cornett & Associates.

$299,900

4 Beds ⋅ 2 Baths ⋅ 26026097 MLS

Opportunity awaits at 706 N Hamilton Street! This spacious four-bedroom, two-full-bath ranch is situated on a large, private lot in a convenient Georgetown location. Step inside from the welcoming front porch to an oversized living room offering plenty of space to relax or entertain. The adjoining kitchen provides easy access to the backyard and expansive covered back porch—perfect for outdoor dining, morning coffee, or enjoying the peaceful surroundings. Down the hall, you'll find three comfortable bedrooms and a full bathroom. Located on the opposite side of the home, the generously sized primary suite offers added privacy and features a double-sink vanity and walk-in closet. With a new roof, new water heater, and additional updates throughout, this home offers comfortable one-level living with room to make it your own. Don't miss your opportunity to enjoy space, privacy, and convenience in the heart of Georgetown!

706 N Hamilton St, Georgetown

Listing courtesy of Andrea Coughtry of Lifstyl Real Estate.

$244,900

4 Beds ⋅ 1 Baths ⋅ 26026091 MLS

Welcome to easy one-level living at 204 Mount Vernon Drive! This charming ranch offers a comfortable, functional layout in a convenient Georgetown location. Step inside to a welcoming living room that flows directly into the updated kitchen, creating an easy transition between everyday living and entertaining. Just beyond the kitchen, you'll find a spacious fourth bedroom offering plenty of flexibility for guests, a home office, playroom, or additional living space. Down the hall are three additional bedrooms and a beautifully updated full bathroom. With four bedrooms, refreshed kitchen and bath spaces, and everything conveniently located on one level, this home offers the simplicity and versatility today's buyers are looking for. Conveniently located near shopping, dining, schools, and everyday amenities, 204 Mount Vernon Drive is ready to welcome its next owner home.

204 Mount Vernon Dr, Georgetown

Listing courtesy of Andrea Coughtry of Lifstyl Real Estate.

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Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.