Georgetown Homes under $300,000

Welcome to Georgetown, Kentucky – a charming city that effortlessly blends small-town allure with big-city amenities. Nestled in Scott County, Georgetown is renowned for its rich history, vibrant community, and picturesque landscapes. With its convenient location just a short drive from Lexington, residents enjoy easy access to urban conveniences while basking in the tranquility of suburban life.

One of Georgetown's standout features is its dedication to preserving its historic charm. The downtown area boasts beautifully restored buildings, unique shops, and delightful eateries that reflect the city’s heritage. Additionally, the area is home to the renowned Toyota Motor Manufacturing plant, which has significantly contributed to the local economy and job market.

For homebuyers seeking affordability without compromising on quality, Georgetown is a hidden gem. The housing market offers a variety of charming homes priced under $300,000, making it an ideal destination for first-time buyers, families, and retirees alike. From cozy single-family homes to modern townhouses, there’s something for everyone in this welcoming community. Many properties feature spacious yards, contemporary designs, and easy access to local parks and recreational facilities.

Georgetown is not just a place to live; it’s a place to thrive. With a strong sense of community, excellent schools, and a plethora of outdoor activities, residents can enjoy a fulfilling lifestyle. Whether you’re drawn to the historical significance, the friendly neighborhoods, or the affordability of homes, Georgetown, KY, is a perfect place to call home. Come discover your dream home in this delightful city today!

Newest Georgetown Homes under $300,000

$299,000

3 Beds ⋅ 2 Baths ⋅ 26027264 MLS

Welcome to 137 White Owl Way! This charming four-year-old ranch offers easy one level living in a Georgetown setting. Step inside to discover a practical layout designed with three bedrooms and two full baths. Inside the spacious primary suite, you'll enjoy the ease of a walk-in shower and a generous walk-in closet. An attached two car garage provides ample space for your hobbies and recreation. Combining a convenient location and a great layout, this lovely home is a must-see!

137 White Owl Way, Georgetown

Listing courtesy of Melissa Manley of Trueblood Real Estate KY LLC.

$264,500

2 Beds ⋅ 2 Baths ⋅ 26026998 MLS

Find peace in one level living in Georgetown's Elkhorn Green. This adorable, updated ranch sits on a corner lot and offers a comfortable layout filled with natural light, including a bay window and skylight. The kitchen features granite countertops, a granite backsplash and soft-close cabinetry. Thoughtful updates add confidence, with the HVAC, roof and windows all updated within the last 3-5 years. Built-in shelving in the car garage provides useful storage. The patio and backyard feel like your own, private secret garden. With convenient access to Toyota and Georgetown College, this home offers an appealing combination of location, updates and single level living in Georgetown, Kentucky.

102 Timberwood Trce, Georgetown

Listing courtesy of Maggie Wells of Real Broker, LLC.

$250,000

3 Beds ⋅ 2 Baths ⋅ 26026483 MLS

Home Sweet Home. Located minutes from schools, shopping, and the county park. Perfect home for a first-time buyer or someone downsizing. This lovely 3-bedroom, 2-bath home has an open and welcoming floor plan. There is also a 1-car garage with a widened driveway for additional off-street parking. Schedule your appointment today. Homes in this price range in Georgetown don't last long.

108 Minuteman Dr, Georgetown

Listing courtesy of Marcy Kelley of RE/MAX Creative Realty.

$298,000

3 Beds ⋅ 2 Baths ⋅ 26026412 MLS

Welcome to this beautiful 3 bedroom 2 bath home nestled in the highly desirable Derby Estates. This home features a new roof installed July 2026 and new kitchen appliances purchased September 2025. The flooring in the Kitchen, Living Room, and Bathrooms is less than 5 years old. Lighting has also been updated throughout the home and garage in the last 5 years. This home is a must see with motivated sellers! Call today this gem will not last long!

204 Secretariat St, Georgetown

Listing courtesy of Ellen Harris of Century 21 American Way Realty.

$299,900

4 Beds ⋅ 2 Baths ⋅ 26026097 MLS

Opportunity awaits at 706 N Hamilton Street! This spacious four-bedroom, two-full-bath ranch is situated on a large, private lot in a convenient Georgetown location. Step inside from the welcoming front porch to an oversized living room offering plenty of space to relax or entertain. The adjoining kitchen provides easy access to the backyard and expansive covered back porch—perfect for outdoor dining, morning coffee, or enjoying the peaceful surroundings. Down the hall, you'll find three comfortable bedrooms and a full bathroom. Located on the opposite side of the home, the generously sized primary suite offers added privacy and features a double-sink vanity and walk-in closet. With a new roof, new water heater, and additional updates throughout, this home offers comfortable one-level living with room to make it your own. Don't miss your opportunity to enjoy space, privacy, and convenience in the heart of Georgetown!

706 N Hamilton St, Georgetown

Listing courtesy of Andrea Coughtry of Lifstyl Real Estate.

$244,900

4 Beds ⋅ 1 Baths ⋅ 26026091 MLS

Welcome to easy one-level living at 204 Mount Vernon Drive! This charming ranch offers a comfortable, functional layout in a convenient Georgetown location. Step inside to a welcoming living room that flows directly into the updated kitchen, creating an easy transition between everyday living and entertaining. Just beyond the kitchen, you'll find a spacious fourth bedroom offering plenty of flexibility for guests, a home office, playroom, or additional living space. Down the hall are three additional bedrooms and a beautifully updated full bathroom. With four bedrooms, refreshed kitchen and bath spaces, and everything conveniently located on one level, this home offers the simplicity and versatility today's buyers are looking for. Conveniently located near shopping, dining, schools, and everyday amenities, 204 Mount Vernon Drive is ready to welcome its next owner home.

204 Mount Vernon Dr, Georgetown

Listing courtesy of Andrea Coughtry of Lifstyl Real Estate.

$285,000

3 Beds ⋅ 3 Baths ⋅ 26025778 MLS

Built in 2024, this beautifully designed townhome offers 1,800 square feet of modern, comfortable living. The open-concept main level creates an inviting flow between the kitchen, dining, and living areas—perfect for everyday living and entertaining. Upstairs, you'll find three spacious bedrooms and two full baths, while a convenient half bath serves the main level. Escape to the outside to an extra-large, fully fenced backyard—an exceptional find for townhome living, with plenty of room for pets, gardening, or outdoor gatherings. Ideally located just minutes from Georgetown College and the shops, restaurants, and year-round fun of vibrant downtown Georgetown!

605 Main Ave, Georgetown

Listing courtesy of Lisa Rehmel of eXp Realty, LLC.

$299,900

4 Beds ⋅ 2 Baths ⋅ 26026029 MLS

Only 4 bedroom one story home in Georgetown under $300K! Updated 4 bedroom 2 bathroom ranch with an attached 2 car garage in Elkhorn Green Subdivision. The open concept split bedroom design ranch is efficiently distributed. Three bedrooms and one bathroom on the right side and the Owner's suite on the left. The kitchen is spacious with a large walk in pantry and the LR provides with plenty space for a dining area is desired. There is no carpet in the whole house. The Roof was replaced in 2024 and the HVAC system in 2023. The yard is fully fenced and has a shed for storage. Call to schedule a showing today!

209 Elkhorn Green Pl, Georgetown

Listing courtesy of Edgar Saborit of Lifstyl Real Estate.

$298,000

3 Beds ⋅ 2 Baths ⋅ 26024702 MLS

Fresh, stylish, and effortlessly inviting--141 White Owl Way is the one you've been waiting for! Built in 2022, this beautiful ranch offers approx 1,260 square feet of thoughtfully designed, one-level living in Georgetown's desirable Woodland Park neighborhood. The bright, open-concept layout creates the perfect setting for everything from quiet evenings at home to lively gatherings with friends. At the heart of the home, the kitchen shines with crisp white cabinetry, stainless steel appliances, and a gas range. The private primary suite offers a full bathroom and spacious walk-in closet, while two additional bedrooms provide flexibility for guests, an office, or hobbies. Step outside to enjoy peaceful mornings beneath the covered front entry or unwind on the covered rear patio . With two full bathrooms, main-level laundry, and an attached two-car garage, this home delivers the modern style, comfort, and convenience today's buyers are searching for. Don't just find a house--fall in love with coming home!

141 White Owl Way, Georgetown

Listing courtesy of Brandon L Hedinger of Keller Williams Bluegrass Realty.

$214,900

3 Beds ⋅ 1 Baths ⋅ 26024675 MLS

Adorable 3 bedroom 1 bath all brick home with a large private fenced yard with firepit. Perfect for first time home buyer or an Investor. Call or text for your private showing.

340 Teddy Ave, Georgetown

Listing courtesy of Ashlee P Tackett of Tackett Real Estate, LLC.

$175,000

2 Beds ⋅ 1 Baths ⋅ 26024139 MLS

Opportunity awaits on this 5.39-acre parcel on Cincinnati Rd in Georgetown! The existing home is unsafe to enter and holds no value — property is being offered for land value only, sold strictly as-is. Ideal for a buyer ready to clear the site and build their dream home from the ground up. With over 5 acres to work with, there's room to design the layout, outbuildings, and outdoor space you've always wanted. Located in Scott County with easy access to Georgetown, this is a rare chance to get acreage at this price point. Cash or land loan buyers welcome — do not enter structure. Priced at $175,000, schedule your showing today!

3349 Cincinnati Rd, Georgetown

Listing courtesy of Jon Bentley of Keller Williams Commonwealth.

$269,900

3 Beds ⋅ 2 Baths ⋅ 26024118 MLS

Home may qualify for KHC 25% down payment assistance program to help reduce your payment. Don't miss this gorgeous new-construction home with a first floor primary bedroom right in the heart of Downtown Georgetown. This home has a great floor plan with all the features you're looking for. Beautiful natural light flows throughout, and the downstairs has low-maintenance flooring throughout the main living areas and kitchen. You will love this kitchen with its abundance of cabinetry, granite countertops (with a breakfast bar), and stainless steel appliances. A generously-sized dining room sits right off the kitchen and living room. The first-floor primary bedroom is a great size with good closet space. A convenient utility/mudroom is located right off the back deck. Upstairs you will find two additional bedrooms. Home has a covered back deck that you're sure to appreciate. Don't miss seeing this brand new home!

422 Main Ave, Georgetown

Listing courtesy of Kevin Bradley of KB Realty Group.

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Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.