Downtown Homes under $200,000

Welcome to Downtown, a vibrant subdivision nestled in the heart of Kentucky! This charming area offers a unique blend of urban excitement and suburban comfort, making it the perfect place to call home. With its rich history, eclectic architecture, and a strong sense of community, Downtown is an ideal location for families, young professionals, and retirees alike.

One of the most enticing features of Downtown is its affordability. Homes in this area are available for under $200,000, providing an incredible opportunity for first-time buyers or those looking to downsize without compromising on quality. These homes boast character and charm, often featuring original details that reflect the neighborhood's historic roots. From cozy bungalows to renovated townhouses, there’s a diverse selection of properties that cater to various tastes and lifestyles.

Living in Downtown means you’ll have easy access to a variety of amenities. Enjoy leisurely strolls along tree-lined streets, where you’ll find local boutiques, charming cafés, and delectable restaurants. Parks and recreational areas are just a stone's throw away, offering plenty of opportunities for outdoor activities and family gatherings. The community is also well-connected, with convenient public transportation options and major highways nearby, making commuting a breeze.

In Downtown, you’re not just buying a house; you’re investing in a lifestyle. With affordable homes, a thriving community, and an array of local attractions, this subdivision is a hidden gem waiting to be discovered. Don't miss your chance to be part of this dynamic neighborhood!

Newest Downtown Homes under $200,000

$192,000

3 Beds ⋅ 2 Baths ⋅ 26027744 MLS

Welcome to 302 Commerce Street -- a beautifully revived 1909 home in the heart of downtown Maysville. This stunning property blends historic charm with the feel of new construction after an extensive renovation throughout. Nearly every major component has been updated, including brand-new water lines, HVAC system, water heater, completely renovated kitchen and two full bathrooms, along with all new flooring, paint, trim, and more. With a fresh gravel lot and convenient off-street parking, this property offers both character and functionality. Inside, you'll find three designated bedrooms, two full bathrooms, and multiple bonus rooms that provide endless possibilities for a home office, playroom, guest space, or additional living area. The spacious layout makes this home feel even larger than expected while maintaining the warmth and character of a historic downtown property.

302 Commerce St, Maysville

Listing courtesy of Meleah Roe of HomeLand Real Estate Inc.

$125,000

2 Beds ⋅ 1 Baths ⋅ 26027605 MLS

Conveniently located close to town, this 2-bedroom, 1-bath home offers a kitchen and a large laundry area with the potential for an additional bedroom or home office. Detached 1 car garage provides space for parking or storage. This will make an excellent investment property or starter home!

473 E Office St, Harrodsburg

Listing courtesy of Lee Anne Brogle of RM McGinnis, LLC Real Est & Auction Professionals.

$149,900

3 Beds ⋅ 1 Baths ⋅ 26027563 MLS

Coming Soon in Whitley City! This completely remodeled 3-bedroom, 1-bath home is available at just $149,900. Full of beautiful character and charm while still offering the modern updates buyers are looking for, this one is truly move-in ready. Features include HVAC and appliances updated in 2024, a roof approximately 5 years old, a newer water heater, fresh paint throughout, a natural gas fireplace and oven, an accessible primary bedroom and bathroom, and a spacious upstairs walk-in closet. From the double front porch to the charming details throughout, this home is one you'll want to see in person. Stay tuned for more photos!

93 N Main St, Whitley City

Listing courtesy of Reagan Kidd - Buttram of Keller Williams Bluegrass Realty - Lake Cumberland.

$177,900

3 Beds ⋅ 1 Baths ⋅ 26027555 MLS

Downtown Richmond living with space to spread out! This charming 3-bedroom, 1-bath home offers the perfect combination of location, and character! Inside, you'll find a welcoming layout and a kitchen featuring beautiful countertops! The unfinished walkout basement provides tons of possibilities - extra storage, a workshop, hobby space, or room to make your own. Outside, the large backyard is ready for summer cookouts, pets, gardening, or simply relaxing at home. Conveniently located near downtown Richmond, Arlington Golf Course, shopping, dining, and local amenities. Whether you're looking for your first home, your next home, or an investment opportunity - this one checks all the boxes!

105 Bennett Pl, Richmond

Listing courtesy of Taylor Caudill of The Real Estate Co..

$200,000

3 Beds ⋅ 1 Baths ⋅ 26027397 MLS

213 E Broadway St, Winchester

Listing courtesy of Nik Markovich of GSP Homes.

$70,000

4 Beds ⋅ 2 Baths ⋅ 26027327 MLS

Big ideas belong here! In the heart of Historic Old Washington, this mixed-use property pairs private living quarters with expansive commercial spaces near gift shops, attractions, and the charming town square. The residential area features bright bedrooms with historic charm, an updated bathroom, and an outdoor shower nestled among bamboo- ideal for exploring live/work or short-term rental possibilities. Large open rooms, gorgeous hardwood floors, and multiple side entrances invite your vision for a shop, studio, gallery, gathering space, or other venture, subject to approvals. Work remains, but the character, space, and setting are ready for your next chapter. Let the virtual staging photos get your imagination going with all this could be. Bring your dreams to this incredible opportunity and see what you could create!

2015 Old Main St, Maysville

Listing courtesy of George Green of Green Team Real Estate Service.

$175,000

3 Beds ⋅ 1 Baths ⋅ 26027051 MLS

Located on a spacious corner lot of over half an acre in downtown Carlisle, Kentucky, this three bedroom, one bath brick ranch offers convenient one level living with classic features and plenty of outdoor space. The home features beautiful hardwood floors, a metal roof, and a covered front porch that provides a welcoming entrance. A tall crawl space offers additional storage and utility space beneath the home. Outside the property includes an attached carport with an additional storage room, along with an outbuilding. The generous corner lot provides room outdoor activities, gardening, or future possibilities, all within the convenience of the Carlisle city limits. A solid brick ranch with a desirable location and useful features, this property offers an excellent opportunity.

101 Robin Ln, Carlisle

Listing courtesy of David C Sparks of The Real Estate Co..

$189,900

3 Beds ⋅ 1 Baths ⋅ 26027047 MLS

This cozy brick home has a carport, metal roof, nice corner lot, mature trees, on a dead in street, laminate flooring, 3 bedrooms/1 bath, large kitchen and living room plus a laundry room . Great location in town Berea Ky

122 Rogers St, Berea

Listing courtesy of Delma Peercy of BlueHorse Realty.

$179,900

2 Beds ⋅ 1 Baths ⋅ 26027027 MLS

Charming 2-bedroom, 1-bath home offering 2,256 sq ft of living space on a generous 0.30-acre lot. With its Victorian-inspired character and timeless architectural appeal, this property offers a great opportunity to restore and personalize. The home features original-style details, along with hardwood and tile flooring that add to its character. While the property would benefit from updates, its spacious footprint, attractive lot, and distinctive style provide plenty of potential for the right buyer. A unique opportunity to bring new life to a home with character and room to make it your own.

403 Logan Ave, Stanford

Listing courtesy of H Daniel Ayres of Danny Ayres Realty & Auction.

$189,900

3 Beds ⋅ 1 Baths ⋅ 26026959 MLS

Beautiful fieldstone home, massive backyard, detached garage, downtown Georgetown. This 1.5 story has been remodeled - new flooring, lighting, and many other updates. The primary bedroom is downstairs, and two secondary bedrooms upstairs. Bathroom remodel on main floor. Adorable built in features. Back porch is enclosed and could serve as a great mud room. Detached one car garage sits to back right of home, not imposing on the huge backyard surrounded by mature trees. The front porch is charming, large, covered, and ready for good company. Loads of curb appeal, well thought out space, and centrally located.

433 Main Ave, Georgetown

Listing courtesy of Janet C Wigginton of Keller Williams Commonwealth.

$75,000

1 Beds ⋅ 1 Baths ⋅ 26026910 MLS

Wanting to flip a home, then this is the one you want! Call with any questions you may have.

111 N Central Ave, Nicholasville

Listing courtesy of Amanda R McMillian of RE/MAX Elite Realty.

$123,900

2 Beds ⋅ 1 Baths ⋅ 26026732 MLS

Welcome to a charming Lancaster home with plenty of personality and potential! This 2-bedroom, 1-bath property has been thoughtfully updated while still maintaining some of its original character. Recent improvements include updated flooring, a refreshed kitchen, and a beautifully updated bathroom with modern tile details. The home also offers approximately 420 square feet of unfinished basement space, providing excellent room for laundry, storage, a workshop, hobbies, or future possibilities. The basement is accessed from the exterior. Outside, the generous lot gives you space for gardening, entertaining, pets, or simply enjoying your own outdoor space. Whether you're a first-time buyer, looking to downsize, or searching for an investment opportunity, this home offers an affordable way to put down roots in Lancaster!

105 Turner Ave, Lancaster

Listing courtesy of Rana Thompson of SimpliHOM.

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Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.