Rocky Top Homes under $400,000

Welcome to Rocky Top, Tennessee, a charming city nestled in the heart of the Appalachian Mountains. Known for its breathtaking natural beauty and friendly community, Rocky Top offers a perfect blend of outdoor adventure and small-town charm. Whether you’re an outdoor enthusiast or someone who simply enjoys the tranquility of nature, this picturesque locale boasts stunning views, lush forests, and access to numerous recreational activities, including hiking, fishing, and boating on nearby Norris Lake.

Rocky Top is not just a haven for nature lovers; it also provides a vibrant local culture, complete with cozy cafes, unique shops, and community events that bring residents together. The city’s rich history and warm hospitality make it an inviting place to call home.

For those looking to settle down, Rocky Top offers an array of beautiful homes under $400,000, making it an attractive option for first-time buyers, families, and retirees alike. From charming single-family homes to modern townhouses, there’s something for everyone in this thriving market. With affordable pricing and a variety of styles, you can find the perfect home that fits your lifestyle and budget.

As you explore the real estate opportunities in Rocky Top, you’ll discover that this city is not just a place to live; it’s a community to belong to. Experience the warmth of Rocky Top, where your dream home awaits, and every day feels like a getaway in the great outdoors. Come and see why so many are choosing to make Rocky Top their forever home!

Newest Rocky Top Homes under $400,000

$399,000

6 Beds ⋅ 3 Baths ⋅ 1357068 MLS

Welcome to this incredible basement rancher offering approximately 2300 sq ft of versatile living space, classic curb appeal with brick front and stone siding, and a prime location just 1 mile from Norris Dam! Main level: 3 spacious bedroom, 1.5 baths, plus a bonus room perfect for a home office, playroom, or media space. Lower Level: fully equipped with its own full kitchen, living room, 3 additional bedrooms, and 1 full bathroom. Ideal for multigenerational living, guest suites, or potential rental income stream. Has detached 2 car garage. Location Highlights: Unbeatable proximity to Norris Dam State Park, public boat ramp, hiking trails, and trophy trout fishing on the Clinch River. This home will deliver it all for you. Schedule your showing today. Listing agent will provide a 1 year warranty through ACOHSA Home Warranty at no cost to buyer with a successful closing.

142 Oak Circle, Rocky Top

Listing courtesy of Mark Anthony Long of Tennessee Life Real Estate Professionals.

$169,900

2 Beds ⋅ 2 Baths ⋅ 1357011 MLS

: Built in 2000. Approx 1100 square feet. 2 Bedroom, 2 Bath home in Rocky Top TN (formerly Lake City). Living Room/Dining Room and Kitchen combo. Oak Cabinets in Kitchen. Hardwood and Laminate floors. No carpet. Tankless water heater. Home recently improved with new pant, new flooring, new doors, new ceiling fans, 1 year old H&A system. Maintenace free vinyl siding. Metal roof installed in 2015. 12'x24' screened balcony porch. Large level yard. Footsteps to churches, shopping & the mountains of East TN. 3 minutes to I-75. Easy to travel to Clinton, TN and Knoxville TN from interstate. No apologies.

321 Willow Lane, Rocky Top

Listing courtesy of David Longmire of Longmire Realty & Auction Co..

$249,900

3 Beds ⋅ 2 Baths ⋅ 1356969 MLS

Check out this brand new 3 bd, 2 ba home on a beautiful wooded lot in Rocky Top! The front deck overlooks the trees and is a great spot to enjoy your morning coffee or relax at the end of the day. The home features a split-bedroom floor plan, with a spacious primary bedroom that includes two walk-in closets. The kitchen has a large island, stainless steel appliances, walk-in pantry, and a built-in cabinet area that would make a great coffee bar or beverage station. The additional two bedrooms offer plenty of room for guests, an office, or whatever fits your needs. This home is on a permanent foundation and offers the benefits of new construction while being tucked away on a wooded lot. Conveniently located just minutes from I-75, making it an easy drive to Knoxville, Clinton, Oak Ridge, and surrounding areas. If you're looking for a new home with a little privacy and a convenient location, come take a look!

206 Cumberland View Rd, Rocky Top

Listing courtesy of Wil Glafenhein of Honors Real Estate Services LLC.

$399,000

3 Beds ⋅ 2 Baths ⋅ 1356644 MLS

Prime 1.7-Acre Rocky Top Retreat Near Norris Lake - Incredible Upside Potential! Nestled on a scenic, wooded 1.7-acre hilltop lot just minutes from local marinas and state parks, this 3-bedroom, 2-full-bath home offers the perfect blend of privacy, location, and opportunity. Whether you're looking for a primary residence to customize and build equity, a getaway near the water, or a sharp investment property, the potential here is unmatched. Inside, you'll find a practical layout featuring a spacious main living area and a primary suite complete with two closets. An added highlight is the great bonus room upstairs, providing excellent flexible space for a home office, media room, gym, or additional guest area. The home comes equipped with an attached two-car garage, and the washer and dryer are included. Step outside to your deep, private backyard surrounded by mature trees. The outdoor setup features a back deck, hot tub, and an above-ground swimming pool--offering a fantastic foundation for your dream outdoor entertaining space with a little TLC and servicing. Properties offering this much acreage, garage space, and proximity to Norris Lake at a value-add price point don't come along often. Bring your vision and make it your own! Sold as-is.

243 Mountain Lake Drive, Rocky Top

Listing courtesy of Michael Selcer of Keller Williams Realty.

$379,900

3 Beds ⋅ 2 Baths ⋅ 1356522 MLS

Nearly one acre of level, private land backing to TVA property, offered together with a well-kept brick-and-stone ranch just minutes from Norris Lake. This rare two-parcel offering includes the adjoining vacant lot, bringing the total to approximately 0.90 acre and providing exceptional room for a detached garage or shop, RV and boat parking, a garden, or future expansion. The 1,792-square-foot single-level home features 3 bedrooms and 1.5 baths, with hardwood flooring throughout the main living areas. The kitchen showcases solid-wood cabinetry and a functional layout, and the bath has been enhanced with an updated shower. An oversized bonus room with a fireplace serves as a versatile second living space, ideal for a den, home office, media room, or guest retreat. The fenced backyard is designed for relaxation and entertaining, featuring a pool set against the natural backdrop of TVA woodland for added privacy. Ideally positioned near Mountain Lake Marina and Norris Dam Marina, with Windrock Park and convenient I-75 access to Knoxville a short drive away. An outstanding opportunity for a full-time residence, a lake and trail retreat, or a property with room to grow.

813/815 Stephens Rd, Rocky Top

Listing courtesy of Zach Ivey of Keller Williams Signature.

$249,900

3 Beds ⋅ 1 Baths ⋅ 1356393 MLS

7 acres! 3 bedroom, 1 bath home in Rocky Top Tennessee! Plenty of room to spread out! Covered front and back porches. Usable land for gardening, play, outdoor activities! Away from town but only minutes to the grocery store! Beautiful and simple mountain living awaits! Don't miss your chance to live in Rocky Top Tennessee! **More photos coming soon**

835 Vowell Mountain Lane, Rocky Top

Listing courtesy of Tina Mathis of Remax Freedom.

$244,900

2 Beds ⋅ 1 Baths ⋅ 1352283 MLS

Welcome home to this beautifully renovated 2-bedroom, 1-bath farmhouse, where classic charm meets fresh, modern updates! This home has been remodeled from the ground up, giving you the character of an older farmhouse with the comfort and style of a newly updated home. Step inside to a bright, inviting interior featuring new flooring, fresh finishes, a beautifully updated kitchen with stainless steel appliances, and a renovated bath. The open, light-filled living spaces offer a clean neutral palette that's ready for you to make your own. Outside may be one of the best features of all! Enjoy a beautiful, spacious yard with mature trees and plenty of room to relax, entertain, garden, or simply enjoy the peaceful surroundings. There's also additional outdoor storage for added convenience. If you've been looking for an affordable home with farmhouse character without the farmhouse projects, this one is ready for you. Old made new and move-in ready--come see it before it's gone!

3300 Lake City Hwy, Rocky Top

Listing courtesy of Khristy Cooper of MG Rise Real Estate Group.

$299,900

3 Beds ⋅ 2 Baths ⋅ 1349810 MLS

An outdoorsman's dream and hunter's sanctuary, this unrestricted 29 +/- acre mountain retreat in Rocky Top is loaded with natural wildlife--from small game and deer to boar and bear--and features ready-to-ride ATV trails already cut throughout the property. Nestled on the acreage is a 1,296 sq. ft. 3-bedroom, 2-bathroom doublewide manufactured home on a permanent foundation featuring cathedral ceilings, a split-bedroom layout, a covered porch, and a cozy woodstove to warm up after a day on the land. While the home falls into the fixer-upper category and needs work, it offers immense sweat-equity potential to renovate as a primary residence, turn into a private hunting cabin, or live in while you build your dream home on the mountain. The land boasts access to both natural mountain spring water and public utility water, along with convenient storage sheds for gear and equipment. Enjoy complete privacy with zero HOA fees or restrictions, all while staying conveniently close to I-75 for quick commutes to Clinton, Oak Ridge, and Knoxville, as well as nearby outdoor hubs like Norris Lake and Windrock Park.

213 Mountain Side Lane, Rocky Top

Listing courtesy of Chris Morton of Crye-Leike Realtors.

$224,000

2 Beds ⋅ 3 Baths ⋅ 1348653 MLS

Welcome to this well-maintained all-brick 2-bedroom, 2.5-bath home situated on a spacious 1-acre lot in the heart of town. Offering the perfect combination of comfort, convenience, and versatility, this property features a large, level yard with partial fencing, two storage buildings, and an expansive attic that provides abundant storage space or the potential for future expansion (buyer to verify). Outdoor enthusiasts will love one of this home's most unique features--the ability to ride your ATV directly from the property to Windrock, making it an excellent choice as a full-time residence, weekend retreat, or investment opportunity. Conveniently located near shopping, restaurants, schools, and everyday amenities, this home is close to the elementary and middle schools, with bus service available to the high school. Enjoy easy access to East Tennessee's premier outdoor recreation while being just 20 minutes from Knoxville and less than an hour from Gatlinburg. Whether you're looking for a place to call home or a gateway to adventure, this property offers the best of both worlds. Buyer to verify lot size.

510 Fairground St, Rocky Top

Listing courtesy of Cathy Shepherd of Rocky Top Realty.

$210,000

3 Beds ⋅ 2 Baths ⋅ 1346445 MLS

PRICE ADJUSTED!! Peaceful, old-time country setting located close to town. Double-wide mobile home on a permanent foundation (requires renovation).Inhabited single-wide mobile home providing instant rental revenue.Two detached storage sheds included. This listing has 2 addresses, the Main home is 129 and 133 is the rental home. Ideal investment project for a fixer-upper enthusiast.

129 Old Bryant Lane, Rocky Top

Listing courtesy of Sharon Vagasky of Rocky Top Realty.

$279,900

3 Beds ⋅ 2 Baths ⋅ 1341519 MLS

Welcome to this new home situated on over an acre in Rock Top,TN , just minutes from the Norris Lake. This home features open concept living with a large kitchen island and clean modern finishes. Walk out the Back door on to the Large 16'x32' deck with stairs going down both sides for ease of access to the driveway or fire pit area. This new home, just being completed, has a professionally graded driveway with a seeded and strawed yard to top off the exterior. Equipped with a French drain underneath the landscaping to keep any and all moisture from settling under the home. This move-in-ready new home, with land, privacy, exceptional outdoor living space, and the opportunity to make memories in one of Tennessee's state parks, may be the home you have been searching for.

260 Island Ford Rd, Rocky Top

Listing courtesy of Brock Rogers of Realty Executives Associates.

$269,000

2 Beds ⋅ 1 Baths ⋅ 1340386 MLS

Cash Cow - Make it a full-time money grab or enjoy it on your schedule and rake in income while you're away! Whether you're looking for a cash-flowing STR, weekend retreat, or full-time residence, this property offers proven performance with easy access to East TN adventure. Major booking drivers include close proximity to Windrock Park/Trails and Walden's Ridge, paired with the rare convenience of on-site trailer parking for outdoor and off-road enthusiasts. The cabin is 6 years young and has even newer updates, including a new HVAC system, tankless water heater, and a brand-new roof. Savvy investors will appreciate the income history, grossing $34,231 in 2024 and $39,692 in 2025. Rated 4.89 stars on Airbnb and 9.8/10 on Vrbo. SimpliSafe 2.0 system allows owners to generate unique access codes from their phone for guests, cleaners, and vendors. Enjoy off-the-beaten-path access to parks, trails, and ATV tracks, or own an asset that's positioned to perform. Schedule your showing today!

635 Briceville Hwy, Rocky Top

Listing courtesy of Matt Ward of Adam Wilson Realty.

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Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.